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What is the Qualifying Rate?

You’re probably aware that there have been many mortgage rule changes over the last several years, and you’re almost certainly affected whether you’re an existing homeowner or first-time buyer.

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First Time Home Buyers

First Time Home Buyer You are considered a first-time homebuyer if you have never purchased a home before, if you’ve recently experienced a breakdown of a marriage or common-law partnership, or if in the last 4 years you did not

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